PAYMENT PLANS
PAY FOR YOUR PURCHASES OVER FOUR SIMPLE INSTALMENTS
Pay for your purchase over four equal instalments, due every two weeks. Afterpay makes it simple to pay when it suits you best.
PAY NOTHING EXTRA WHEN YOU PAY ON TIME
If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased. The only fees Afterpay charges are late fees for missed payments.
NO NEW CARD APPLICATIONS, INSTANT APPROVAL ONLINE
Forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.
STEP 1 Simply select zipPay at checkout
STEP 2 Sign in with social or email and you’ll get a decision straight away.
STEP 3 Complete your order, We pay on your behalf, so you have nothing to pay today. It’s that easy!
STEP 4 You pay us over time weekly, fortnightly or monthly, whichever suits you best.
How humm works.
At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
This means we’ve split our product in two:
Little things for all of your purchases up to $2,000,
and Big things for those purchases all the way up to $30,000
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.
How Laybuy works online
If something's twisting your arm, Laybuy lets you receive your purchase now and spread the total cost over 6 weekly automatic payments. Always interest-free.